Home loan of ₹30 lakh, ₹50 lakh or ₹1 crore: Higher EMI or longer tenure-Here's what works better. Calculation explained

After the RBI raised repo rate by 25 bps to 5.50%, several banks hiked lending benchmarks, making home loans more expensive. Borrowers can raise EMIs or extend repayment periods, we illustrate how both compare for ₹30 lakh, ₹50 lakh, ₹80 lakh or ₹1 crore home loans